Digiblu Insurance
Last Updated: April 2025
- Agreement to Terms
By accessing and using this website (https://digibluinsurance.com), you agree to be bound by these Terms and Conditions. If you do not agree to comply with these terms, you may not use this website or our services. Digiblu Insurance reserves the right to modify these terms at any time. Your continued use of the website constitutes your acceptance of the modified terms. - About Digiblu Insurance
Digiblu Insurance is an insurance brokerage and advisory firm headquartered in Coimbatore, Tamil Nadu. We act as an intermediary between customers and multiple insurance providers. We are licensed to conduct insurance brokerage and intermediary services in compliance with IRDAI regulations.
Office Address: No. 230, 1st Floor, KSR Enclaves, RVN Layout, Venkatasamy Road, New Sidhapudur, Coimbatore, Tamil Nadu 641 004, India - Our Services
Digiblu Insurance provides the following services:
• Insurance quote generation and comparison
• Policy issuance and management
• Claims assistance and settlement support
• Insurance advisory and risk consulting
• Policy renewal and cancellation services - User Responsibilities
By using our website and services, you agree to:
• Provide accurate and truthful information in all requests and applications
• Disclose all relevant information affecting insurance quotes and claims
• Not use our services for any illegal or unauthorized purpose
• Not transmit viruses, malware, or harmful code
• Respect intellectual property rights of all content
• Not engage in harassment, abuse, or discriminatory behavior - Quotations and Offers
Insurance quotes provided through our website are estimates based on information you provide. Quotes are:
• Valid for a limited period (typically 30 days)
• Subject to underwriting and verification
• Not a binding offer or confirmation of insurance
• May change based on complete documentation
Final premium will be determined by the insurance provider based on complete assessment. - Policy Issuance
Upon completion of your application:
• Your application will be submitted to the insurance provider
• The provider will conduct underwriting and verification
• Your policy documents will be issued and sent via email or post
• Coverage begins from the date specified in your policy
• You must review policy documents for accuracy and coverage details - Premium Payment
Premium payment terms:
• Payments are processed through secure payment gateways
• Accepted payment methods: Credit/Debit cards, Net Banking, UPI
• Payment must be completed before policy activation
• Non-payment leads to policy lapse
• Refunds follow our Refund Policy - Claims Process
In case of a claim:
• Notify us within the time frame specified in your policy
• We will guide you through the claims submission process
• Your claim will be submitted to the insurance provider
• The provider will conduct claim assessment and verification
• We provide support throughout the claims settlement
• Claim approval and settlement is determined by the insurance provider - Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Digiblu Insurance or its content suppliers and is protected by copyright laws. You may not reproduce, modify, or distribute any content without explicit permission. - Limitation of Liability
To the maximum extent permitted by law:
• Digiblu Insurance is not liable for indirect, incidental, or consequential damages
• Our liability is limited to the amount of premium paid
• We are not liable for third-party actions or insurance provider decisions
• We do not guarantee uninterrupted website service - Disclaimer of Warranties
Our website and services are provided ‘AS IS’ without warranties. We do not guarantee:
• Accuracy or completeness of information
• Uninterrupted or error-free service
• Specific results from using our services
• Security or privacy of transmitted data - Third-Party Content
Our website may contain links to third-party websites. We do not endorse or control external sites. You access them at your own risk. Digiblu Insurance is not responsible for third-party content, privacy practices, or services. - User Data & Account Security
You are responsible for maintaining the confidentiality of your login credentials. You agree to:
• Keep your password secure and not share it with others
• Notify us immediately of unauthorized access
• Be liable for activities under your account - Prohibited Activities
You may not:
• Hack into or attempt to breach our security
• Send spam, phishing emails, or malicious content
• Scrape, crawl, or automate data collection
• Engage in fraudulent or deceptive practices
• Transmit viruses or malware
• Violate laws or regulations - Indemnification
You agree to indemnify and hold harmless Digiblu Insurance, its owners, employees, and agents from any claims, damages, or liabilities arising from your use of our website, violation of these terms, or violation of any law. - Governing Law
These Terms and Conditions are governed by the laws of India, specifically the Indian Contract Act, 1872, and Insurance Act, 1938. Any disputes shall be subject to the jurisdiction of courts in Coimbatore, Tamil Nadu. - Dispute Resolution
For disputes:
• First attempt amicable resolution through direct communication
• Contact us in writing with details of the dispute
• We will respond within 7-10 business days
• If not resolved, seek assistance from IRDAI consumer helpline
• Legal action in courts of Coimbatore as a last resort - Regulatory Compliance
Digiblu Insurance operates under the regulations of the Insurance Regulatory and Development Authority of India (IRDAI). In case of any regulatory concerns, you may file a complaint with IRDAI at:
IRDAI Consumer Helpline: 155255 or visit www.irdai.gov.in - Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect. - Contact Information
For questions about these Terms and Conditions:
Email: [email protected]
Phone: +91 88700 33550
WhatsApp: Available for queries
Address: No. 230, 1st Floor, KSR Enclaves, RVN Layout, Venkatasamy Road, New Sidhapudur, Coimbatore, Tamil Nadu 641 004, India - Acknowledgment
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.